Westpac Lite Card
By Westpac
Shopping online or travelling overseas - Pay no foreign transaction fees and get our lowest purchase rate with the Westpac Lite Card.
Last product change: 04 Jun 2025
Last checked: 08 Dec 2025
Lending Rates
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Purchase | 9.9% | - | |
Interest on purchases | |||
Fees
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Monthly Card Fee | Periodic | $9.00 | P1M | $9 monthly card fee |
| Foreign Transaction Fee | Transaction | No foreign transaction fees. | ||
| Missed Payment Fee | Event | $0.00 | null | |
| Overlimit Fee | Event | $0.00 | $15.00 once per statement period if your credit card account was opened before 4 June 2012. No overlimit fee will be charged for personal credit card accounts opened on or after 4 June 2012. | |
| Credit Card Surcharge | Variable | In some instances, businesses may administer a ?surcharge? for credit card payments. Usually, these are a percentage fee of your purchase amount. Ask the merchant if a surcharge applies and how much it is before paying if you?re unsure. |
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Features
| Additional Cards | 1 additional card You can add one additional cardholder (16 years or older) at no extra cost. The primary cardholder is liable for all transactions made with either card. |
| Interest Free Period | 45 days |
| Loyalty Programs |
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