Altitude Business Gold Mastercard

By Westpac

Receive flexible rewards points for eligible purchases and tax payments, plus complimentary insurance.

Last product change: 30 Jul 2024

Last checked: 14 Aug 2025

 
The Westpac, Altitude Business Gold Mastercard card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

20.74%

-

Interest on cash advances

Purchase

20.24%

-

Interest on purchases

Fees

Billing FrequencyDetails
Card FeePeriodic
$150.00
P1Y
Per account.
Foreign Transaction FeeTransaction
Payable as a percentage of the Australian dollar value of any foreign transaction. Applies for transactions in a foreign currency, or in Australian dollars but processed by an overseas merchant or financial institution. Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.
Cash Advance FeeTransaction
null
Missed Payment FeeEvent
$0.00
$15.00 once per statement period if your credit card account was opened before 21 November 2021. No Missed Payment fee will be charged for business credit card accounts opened on or after 22 November 2021. May be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the missed payment charge will be debited to your account.
Account Keeping FeePeriodic
$0.00
P1M
null
Overseas ATM cash withdrawals (partner)Transaction
$0.00
null
Overlimit FeeEvent
$0.00
$15.00 once per statement period if your credit card account was opened before 21 November 2021. No Overlimit fee will be charged for business credit card accounts opened on or after 22 November 2021. May be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle.
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Features

Additional Cards 1 additional card
Balance Transfer 0.0499%

4.99% p.a. for 12 months on balance transfers requested at card application. Rate then switches to variable cash advance rate. Please see terms and condition in the overview link.

Interest Free Period 55 days

4.99% p.a. for 12 months on balance transfers requested at card application. Rate then switches to variable cash advance rate. Please see terms and condition in the overview link.

Loyalty Programs
  • Altitude Rewards

    With Altitude Business Gold Mastercard credit cards, use your Altitude Points per $1 spent on eligible transactions you can redeem a great range of rewards, for you or your business. Altitude Points earned per $1 spent on eligible business purchases: Mastercard: 1, Government payments: 0.5, For each statement cycle, a cap of 20,000 points applies. Bonus points do not count towards the points cap. Read more