Our premium Altitude Rewards credit card gets you the highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more.
Last product change: 04 Jun 2025
Last checked: 14 Aug 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 21.99% | - | |
Interest on cash advances | |||
Purchase | 20.99% | - | |
Interest on purchases | |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Annual Card Fee | Periodic | $295.00 | P1Y | $295 annual card fee |
| Foreign Transaction Fee | Transaction | Payable as a percentage of the Australian dollar value of any foreign transaction. Applies for transactions in a foreign currency, or in Australian dollars but processed by an overseas merchant or financial institution. Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. | ||
| Cash Advance Fee | Transaction | null | ||
| Missed Payment Fee | Event | $15.00 | $15 each statement cycle that the minimum monthly payment is not paid by the statement due date. | |
| Overlimit Fee | Event | $0.00 | $15.00 once per statement period if your credit card account was opened before 4 June 2012. No overlimit fee will be charged for personal credit card accounts opened on or after 4 June 2012. | |
| Annual rewards program fee | Periodic | $0.00 | P1Y | null |
| Additional Cards | 1 additional card Earn points faster by adding one additional cardholder (16 years or older) at no extra cost. |
| Interest Free Period | 45 days |
| Loyalty Programs |
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