Introducing our No Annual Fee credit card, where you'll enjoy all the advantages of having a credit card without having to pay an annual fee. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead and make the switch to the card that makes nothing of it.
Last product change: 08 Aug 2025
Last checked: 14 Aug 2025
| Billing Frequency | Details | |||
|---|---|---|---|---|
| International Cash Advance | Withdrawal | $5.00 | International cash withdrawals on your credit card. | |
| Domestic Cash Advance above $100 | Withdrawal | Domestic cash withdrawals from your credit card. | ||
| Overlimit Fee | Event | $40.00 | Fee per statement period when your credit limit is exceeded. | |
| Paper Statement Fee | Event | $2.00 | For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances. | |
| Domestic Cash Advance below $100 | Withdrawal | $2.70 | Domestic cash withdrawals from your credit card. | |
| International Transaction Fee | Transaction | For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant. | ||
| Over-the-Counter Fee (Bank@Post) | Event | $2.50 | null | |
| Late Payment Fee | Event | $30.00 | Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | |
| Dishonour Fee | Event | $15.00 | Fee for each time a cheque or Direct Debit payment is dishonoured. |
| Interest Free Period | 55 days |
| Loyalty Programs |
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