Virgin Money Anytime Rewards Credit Card

By Virgin Money

Our highest Virgin Money Points earning credit card. Earn 1 Point for every $1 you spend on the card, with no limit to the points you can rack up.

Last product change: 23 Nov 2025

Last checked: 08 Dec 2025

 
The Virgin Money, Virgin Money Anytime Rewards Credit Card card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

20.99%

-

Read more

Purchase

19.99%

-

Up to 55 days Interest free on retail purchases (unless you have a balance transfer) Read more

Fees

Billing FrequencyDetails
International Cash AdvanceWithdrawal
$5.00
International cash withdrawals on your credit card
Annual FeePeriodic
$149.00
P1Y
Annual fee charged on the card.
International Transaction FeeTransaction
For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant
Over-the-Counter Fee (Bank@Post)Event
$2.50
null
Domestic Cash Advance above $100Withdrawal
Domestic cash withdrawals from your credit card.
Paper Statement FeeEvent
$2.00
For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances
Additional Card Holder FeePeriodic
$0.00
P1Y
Fee charged for an additional card holder.
Domestic Cash Advance below $100Withdrawal
$2.70
Domestic cash withdrawals from your credit card.
Late Payment FeeEvent
$30.00
Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.
Overlimit FeeEvent
$40.00
Fee per statement period when your credit limit is exceeded
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Features

Additional Cards Unlimited additional cards

$0 Annual additional cardholder fee Read more

Interest Free Period 55 days
Loyalty Programs
  • Virgin Money Rewards

    Earn 1 Virgin Money Point for every $1 you spend on the card, with no limit to the points you can rack up. Read more