Virgin Australia Velocity Flyer Credit Card

By Virgin Money

Go places faster with our award-winning Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky's the limit.

Last product change: 08 Aug 2025

Last checked: 14 Aug 2025

 
The Virgin Money, Virgin Australia Velocity Flyer Credit Card card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

20.99%

-

Read more

Purchase

20.74%

-

Up to 44 days Interest free on retail purchases (unless you have a balance transfer) Read more

Fees

Billing FrequencyDetails
Annual FeePeriodic
$149.00
P1Y
Annual fee charged on the card.
Balance Transfer FeeEvent
$0.00
0% p.a. interest for 24 months. Reverts to cash advance rate with a 1% balance transfer fee.
Additional Card Holder FeePeriodic
$39.00
P1Y
Fee charged for an additional card holder.
Overlimit FeeEvent
$40.00
Fee per statement period when your credit limit is exceeded
Dishonour FeeEvent
$15.00
Fee for each time a cheque or Direct Debit payment is dishonoured.
Over-the-Counter Fee (Bank@Post)Event
$2.50
null
Late Payment FeeEvent
$30.00
Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.
Domestic Cash Advance below $100Withdrawal
$2.70
Domestic cash withdrawals from your credit card.
Domestic Cash Advance above $100Withdrawal
Domestic cash withdrawals from your credit card.
Paper Statement FeeEvent
$2.00
For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. This may be waived in limited circumstances
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Features

Additional Cards Unlimited additional cards

$39 additional cardholder fee applies. Charged annually. Read more

Balance Transfer Yes

0% p.a. for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate. No interest free days apply to purchases while you have a balance transfer. Read more

Interest Free Period 44 days

0% p.a. for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate. No interest free days apply to purchases while you have a balance transfer. Read more

Loyalty Programs
  • Velocity Points Earn

    Turn your everyday credit card spend into flights, accommodation and more. Read more