| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Introductory | 4.99% | - | 5 months |
Intro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your account is approved and then reverts to the standard variable rate. Read more | |||
Purchase | 12.34% | - | |
Standard rate Read more | |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Annual Fee | Periodic | $0.00 | P1Y | null |
| Additional Card Holder Fee | Event | $0.00 | null | |
| Cash Advance Fee - Domestic | Transaction | $3.50 | null | |
| Cash Advance Fee - Overseas | Transaction | $3.50 | $3.50 plus International Transaction Fee | |
| International Transaction Fee (ITF) | Transaction | null | ||
| Replacement Cards | Event | $0.00 | null | |
| Emergency Overseas Visa Cash Advance | Event | $175.00 | Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from any bank displaying the Visa logo after an emergency card has been issued by Visa International. Important: If you apply for an emergency replacement card and an emergency cash advance from Visa International, your Qudos Bank account will be debited with both fees amounting to US$350.00. | |
| Emergency Overseas Visa Replacement Card | Event | $175.00 | Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank account | |
| Copies of documents other than statements | Event | $0.00 | No charge applies for copies of documents such as loan or withdrawal forms. | |
| Statement Copies | Event | $5.00 | This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old. This fee will be charged at the time the copy is provided. |
| Additional Cards | Unlimited additional cards $0 fee for additional cards |