Credit Card

By Police Bank

A Low Rate VISA Credit Card with a low annual fee and up to 55 days interest free period on purchases.

Last product change: 31 Jul 2025

Last checked: 14 Aug 2025

 

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

10.76%

-

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Purchase

10.76%

-

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Fees

Billing FrequencyDetails
Visa Credit Card Annual FeeEvent
$30.00
Debited to your Visa Credit Card Account on the first statement of account after acceptance of the contract, and then annually in advance.
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Special Cheque clearance fee for Personal AccountsEvent
$16.50
null
Document Retrieval FeeEvent
$0.00
Minimum $22.77 per hour retrieval fee and minimum $30.00 per hour administrative fee.
null
Bank DraftEvent
$15.00
PerDraft
null
Overseas Dishonoured Cheque FeeEvent
$0.00
At Cost
null
Bank@Post Cash Withdrawal feeWithdrawal
$2.00
Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits
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Periodical Payments via chequeTransaction
$3.00
null
Cheque deposit collection feeEvent
$0.30
Per cheque deposited
null
Counter Cheque withdrawal feeWithdrawal
$3.00
Per Cheque
null
Direct Debit Dishonour FeeEvent
$9.00
Direct Debit Dishonour Fee per transaction
null
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Features

Interest Free Period Up to 55 days interest free period on purchases