Credit Card
By Police Bank
A Low Rate VISA Credit Card with a low annual fee and up to 55 days interest free period on purchases.
Last product change: 25 Sep 2025
Last checked: 01 Oct 2025
A Low Rate VISA Credit Card with a low annual fee and up to 55 days interest free period on purchases.
Last product change: 25 Sep 2025
Last checked: 01 Oct 2025
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Visa Credit Card Annual Fee | Periodic | $30.00 | P1Y | null |
| Document Retrieval Fee | Event | $0.00 | Minimum $22.77 per hour retrieval fee and minimum $30.00 per hour administrative fee. | |
| Bank Draft | Event | $15.00 | Per Draft | |
| Bank@Post Cash Withdrawal fee | Withdrawal | $2.00 | Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits | |
| Visa Voucher Request | Event | $16.50 | Payable per Visa voucher requested. | |
| Third Party Costs | Event | $0.00 | At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request. | |
| ATM Balance Enquiry fee | Event | $0.00 | At Cost | |
| Overdrawn Account Fee | Event | $15.00 | Payable when you exceed your credit limit by $75 or more within a calendar month. Interest will also be charged on any amount overdrawn in excess of the approved credit limit at the then current annual percentage rate. | |
| Counter Cash withdrawal $25,000 and over | Withdrawal | $50.00 | Per Withdrawal | |
| Visa International Fees | Transaction | Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Police Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance. |
| Interest Free Period | 55 days |