NAB Rewards Platinum Card

By NAB

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances

Last product change: 12 Jun 2025

Last checked: 14 Aug 2025

 

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

21.74%

 -

Read more

Introductory

0%

 - 12 months

0% p.a. for 12 months standard balance transfer rate. 3% balance transfer fee applies. NAB may offer different introductory rates at its discretion, including for promotional purposes. Read more

Purchase

20.99%

 -

NAB may discount the purchase rate at its discretion, including for promotional purposes. Read more

Fees

Billing FrequencyDetails
Annual Card FeePeriodic
$195.00
P1Y
NAB may waive or discount fees at its discretion, as part of a package or promotional offer.
International Transaction Fee Single-currencyTransaction
null
International Transaction Fee Multi-currencyTransaction
null
Cash Advance FeeTransaction
Minimum fee is $3.0
Late Payment FeeEvent
$15.00
Debited after day on which payment due if balance of account is $50 or more
0 of 5 row(s) selected.
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Features

Additional Cards 1 additional card

Up to one additional cardholder Read more

Balance Transfer Yes

3% fee NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply. Read more

Interest Free Period 44 days

3% fee NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply. Read more

Loyalty Programs
  • NAB Rewards

    Earn points on your every day transactions and there is no limit to the amount of points you can earn each month Earn 2 NAB Rewards points On purchases made online with Webjet via the NAB Rewards Store or on webjet.com.au. Earn 1.5 NAB Rewards points at eligible Grocery Stores. Eligibility for additional points at Grocery stores is determined by a merchant’s Merchant Category Code (MCC). An eligible Grocery store is a merchant whose MCC is designated as 5411 Grocery Stores. NAB is not responsible for designating MCCs and has no control over the same. You’re unable to get bonus points if you use an intermediary platform such as PayPal or a delivery platform such as Uber Eats for these transactions. Earn 1 NAB Rewards Point on all other eligible transactions. NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.