The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Kogan Money Credit Card Rewards Points (Reward Points) and access to ancillary Kogan.com benefits, with up to 44 days interest free on retail purchases and no annual fee.
Last product change: 17 Mar 2025
Last checked: 14 Aug 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 22.74% | - | |
Cash advance rate | |||
Purchase | 21.99% | - | |
Retail purchase rate | |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Annual Fee | Periodic | $0.00 | P1Y | null |
| Domestic Cash Advance Fee | Withdrawal | $5.00 | $5 per transaction amount or 3.5% of the transaction value, whichever is higher, for a Cash Advance inside Australia, debited to your Account on the Transaction Date. | |
| Additional Cardholder Fee | Periodic | $0.00 | P1Y | null |
| Dishonour Fees | Event | $0.00 | null | |
| International Cash Advance Fee | Withdrawal | $5.00 | $5 per transaction amount for a Cash Advance outside of Australia, debited to your Account on the Transaction Date. | |
| International Transaction Fee | Transaction | $0.00 | We charge you an International Transaction Fee of 3.4%, debited to your Account on the Transaction Date. | |
| Late Payment Fee | Event | $30.00 | $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account |
| Balance Transfer | Yes |
| Interest Free Period | 44 days |
| Loyalty Programs |
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