The credit card that comes with up to $30 a month cashback on your spend, and no ING international transaction fees for eligible customers when you shop overseas or online.
Last product change: 01 Nov 2024
Last checked: 14 Aug 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 16.99% | - | |
| |||
Discount | 9.99% | - | |
Use instalment plans to pay off your purchases over time at a lower interest rate. | |||
Purchase | 16.99% | - | |
| |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Annual fee | Periodic | $149.00 | P1Y | With an annual fee of $149. |
| Late payment fee | Event | $30.00 | null | |
| Additional card holder fee | Periodic | $10.00 | P1Y | $10/year per additional card. |
| International purchase | Transaction | null | ||
| International ATM withdrawal | Withdrawal | $5.00 | null |
| Additional Cards | 3 additional cards You can ask us to issue a Visa Credit Card to up to 3 Additional Cardholders. |
| Interest Free Period | 45 days |
| Loyalty Programs |
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