Be rewarded for being an HSBC Premier customer. Earn Qantas Points on your everyday spend to redeem for flights, hotels, shopping, gift cards and more.
Last product change: 10 Mar 2025
Last checked: 14 Aug 2025
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Overlimit Arrangement Fee | Event | $30.00 | Payable when your informal request for a credit limit increase is agreed. | |
| Late Payment Reminder Fee | Event | $30.00 | Payable on or after the day an amount is due for payment and has not been paid. | |
| Overseas Transaction Fee | Transaction | Payable when you make a transaction on your account in a currency other than Australian dollars, or you make a transaction on your account in any currency (including Australian dollars) that is processed/billed by either the merchant or its financial institution/payment processor outside of Australia. | ||
| Return Fee | Event | $5.00 | Payable per returned payment. | |
| Cash Advance Usage Charge | Transaction | $4.00 | The higher of $4 or 3.0% of the total transaction amount (including any fees and charges imposed by us or a third party to effect the transaction). The cash advance usage charge forms part of the cash advance balance. | |
| Balance Transfer Handling Fee | Transaction | This will be calculated as a percentage of the balance being transferred to your HSBC credit card account. This fee will be applied at the time the balance is transferred and forms part of your outstanding balance. | ||
| Annual Fee | Periodic | $399.00 | P1Y | null |
| Additional Cards | Unlimited additional cards This product is eligible for a fee-free additional card. Read more |
| Balance Transfer | Yes |
| Interest Free Period | 55 days |
| Loyalty Programs |
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