HSBC Premier World Mastercard

By HSBC

Be rewarded for being an HSBC Premier customer. Earn HSBC Rewards Plus points on your everyday spend to redeem for cashback, gift cards and more.

Last product change: 10 Mar 2025

Last checked: 14 Aug 2025

 
The HSBC, HSBC Premier World Mastercard card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

21.99%

-

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Purchase

19.99%

-

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Fees

Billing FrequencyDetails
Overlimit Arrangement FeeEvent
$30.00
Payable when your informal request for a credit limit increase is agreed.
Late Payment Reminder FeeEvent
$30.00
Payable on or after the day an amount is due for payment and has not been paid.
Overseas Transaction FeeTransaction
Payable when you make a transaction on your account in a currency other than Australian dollars, or you make a transaction on your account in any currency (including Australian dollars) that is processed/billed by either the merchant or its financial institution/payment processor outside of Australia.
Return FeeEvent
$5.00
Payable per returned payment.
Cash Advance Usage ChargeTransaction
$4.00
The higher of $4 or 3.0% of the total transaction amount (including any fees and charges imposed by us or a third party to effect the transaction). The cash advance usage charge forms part of the cash advance balance.
Balance Transfer Handling FeeTransaction
This will be calculated as a percentage of the balance being transferred to your HSBC credit card account. This fee will be applied at the time the balance is transferred and forms part of your outstanding balance.
Annual FeePeriodic
$199.00
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Features

Additional Cards Unlimited additional cards

This product is eligible for a fee-free additional card. Read more

Balance Transfer Yes
Interest Free Period 55 days
Loyalty Programs
  • HSBC Rewards Plus

    Earn 1.5 Rewards Plus points for every $1 spent on eligible purchases, up to $120,000 annually. Read more