It's a new way to pay! An interest-free credit card without any late fees or surprise charges - just a flat monthly fee. Say goodbye to complex percentages and calculations.
Last product change: 07 Dec 2025
Last checked: 08 Dec 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Purchase | 0% | - | |
| |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Additional cardholder fee | Periodic | $0.00 | P1Y | Pay no additional cardholder fee to share the convenience of your card with someone else. |
| Late payment fee | Event | $0.00 | Late payment fees are not charged with CommBank Neo. | |
| Emergency issue/ lost/ replacement card fee | Event | $20.00 | When you need an emergency replacement card delivered to you. | |
| International transaction fee (Mastercard transactions) | Transaction | $0.00 | Pay no international transaction fees for purchases you make overseas or online. | |
| Monthly fee | Periodic | $15.00 | P1M | Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period. |
| Monthly fee | Periodic | $20.00 | P1M | Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period. |
| Monthly fee | Periodic | $25.00 | P1M | Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period. |
| Additional Cards | 1 additional card Adding an additional cardholder is an easy way to share the convenience and accessibility of your CommBank Neo card with someone else, without opening a new account. You can have one additional cardholder and they must be at least 16 years old. They'll get a card with their name but with your account number. Read more |