CommBank Neo Card

By CommBank

It's a new way to pay! An interest-free credit card without any late fees or surprise charges - just a flat monthly fee. Say goodbye to complex percentages and calculations.

Product last updated: 01 Aug 2025

Data last updated: 01 Aug 2025

 

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Purchase

0%

-

Fees

Billing FrequencyDetails
Additional cardholder feePeriodic
$0.00
P1Y
Pay no additional cardholder fee to share the convenience of your card with someone else.
Late payment feeEvent
$0.00
Late payment fees are not charged with CommBank Neo.
Emergency issue/ lost/ replacement card feeEvent
$20.00
When you need an emergency replacement card delivered to you.
International transaction fee (Mastercard transactions)Transaction
$0.00
Pay no international transaction fees for purchases you make overseas or online.
Monthly feePeriodic
$15.00
P1M
Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period.
Monthly feePeriodic
$20.00
P1M
Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period.
Monthly feePeriodic
$25.00
P1M
Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per month for a $3,000 credit limit. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee for that statement period.
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Features

Additional Cards 1 additional card

Adding an additional cardholder is an easy way to share the convenience and accessibility of your CommBank Neo card with someone else, without opening a new account. You can have one additional cardholder and they must be at least 16 years old. They'll get a card with their name but with your account number. Read more