Low Fee credit card
By CommBank
Enjoy the flexibility and convenience of a credit card with a low monthly fee.
Last product change: 14 Aug 2025
Last checked: 14 Aug 2025
Enjoy the flexibility and convenience of a credit card with a low monthly fee.
Last product change: 14 Aug 2025
Last checked: 14 Aug 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 21.99% | - | |
| |||
Purchase | 20.99% | - | |
| |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Additional cardholder fee | Periodic | $0.00 | P1Y | null |
| Late payment fee | Event | $20.00 | When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | |
| Emergency issue/ lost/ replacement card fee | Event | $20.00 | When you need an emergency replacement card delivered to you. | |
| International transaction fee (Mastercard and Visa transactions) | Transaction | When you make a transaction that is converted by Mastercard or Visa from a foreign currency to Australian dollars. | ||
| Cash advance fee | Withdrawal | This is charged for cash advances from CommBank branches or other Australian financial institutions, ATMs, overseas terminals or financial institutions, funds transfers using CommBank networks and purchases of cash equivalent items, such as gambling, lottery tickets and money transfers. Capped at a maximum fee of $300.00 (or $4.00 if your closing balance was in credit the previous business day). | ||
| Cash advance fee | Withdrawal | $4.00 | This is charged for cash advances from CommBank branches or other Australian financial institutions, ATMs, overseas terminals or financial institutions, funds transfers using CommBank networks and purchases of cash equivalent items, such as gambling, lottery tickets and money transfers. Capped at a maximum fee of $300.00 (or $4.00 if your closing balance was in credit the previous business day). | |
| International transaction fee (Mastercard and Visa transactions) | Transaction | International transaction fee (Transactions in Australian dollars but with an overseas connection). | ||
| Monthly fee | Periodic | $3.00 | P1M | No monthly fee if you spend at least $300 in your statement period (on purchases and cash advances only). Otherwise the monthly fee is $3. |
| Additional Cards | 1 additional card Adding an additional cardholder is an easy way to share the convenience and accessibility of your CommBank credit card, without opening a new account. You can have one additional cardholder and they must be at least 16 years old. They'll get a card with their name but with your account number. Read more |
| Balance Transfer | Yes From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards. |
| Interest Free Period | 55 days From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards. |