With one of the lowest annual fees in the market, and a range of insurances, the Qantas Business Credit Card will help your points soar. You will also receive up to 55 days interest free on purchases.
Last product change: 02 Dec 2025
Last checked: 08 Dec 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 21.99% | - | |
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Purchase | 19.99% | - | |
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| Billing Frequency | Details | |||
|---|---|---|---|---|
| Late Payment Fee | Event | $15.00 | Payable each time you fail to pay your Minimum Repayment as stated on a statement of account by its due date. | |
| International Transaction Fee | Transaction | An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | ||
| Cash Advance Fee | Transaction | $3.00 or 3% of Transaction amount, whichever is greater.Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. | ||
| International ATM Withdrawal | Transaction | $5.00 | Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | |
| International ATM Inquiry | Event | $1.50 | Payable whenever you make a facility inquiry outside of Australia at a non-Bendigo Bank ATM. | |
| Replacement Card Fee | Event | $15.00 | Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request. | |
| Annual Fee | Periodic | $89.00 | P1Y | Applies when you have a Qantas Business Credit Card linked to your account. This fee is charged per card linked to the account and is charged to the account annually. |
| BPAY Withdrawal | Withdrawal | BPAY Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. | ||
| Internal Transfer | Transaction | Internal Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. | ||
| Phone Banking Transfer | Transaction | Phone Banking Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. |
| Additional Cards | 99 additional cards $89 p.a. per card |
| Loyalty Programs |
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