Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers, it's the only card you'll need. Plus you'll receive up to 55 days interest free on purchases.
Last product change: 21 Mar 2025
Last checked: 14 Aug 2025
| Type | Rate (p.a.) | Comparison Rate (p.a.) | Duration |
|---|---|---|---|
Cash Advance | 21.99% | - | |
Calculated daily, charged monthly | |||
Purchase | 19.99% | - | |
Calculated daily, charged monthly | |||
| Billing Frequency | Details | |||
|---|---|---|---|---|
| Annual fee | Periodic | $89.00 | P1Y | Payable on the day before we issue the first Statement of Account for your Account and annually thereafter. |
| International Transaction Fee | Transaction | International Transaction Fee – [3% of the Transaction amount (in AUD)] An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. Note: It may not always be apparent to you that an online merchant is located outside of Australia. | ||
| Balance Transfer Fee | Event | Balance Transfer Fee – [2% of the balance transferred] Payable each time we agree to transfer the balance owing by you in respect of a different credit card facility to your Bendigo Bank Credit Card as a Promotional Balance Transfer. | ||
| Late Payment Fee | Event | $15.00 | Payable each time you fail to pay your Minimum Repayment as stated on a Statement of Account by its due date. | |
| Cash Advance Fee | Withdrawal | $3.00 | Cash Advance Fee – $[3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. | |
| International ATM Withdrawal | Transaction | $5.00 | Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee. | |
| International ATM Inquiry | Transaction | $1.50 | Payable whenever you make an Account inquiry outside of Australia at a non-Bendigo Bank ATM. | |
| Replacement Card Fee | Event | $15.00 | Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request. |
| Additional Cards | 99 additional cards |
| Loyalty Programs |
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