ANZ Rewards Platinum

By ANZ

Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurances (conditions and exclusions apply) and Personal Concierge

Last product change: 21 Oct 2025

Last checked: 08 Dec 2025

 
The ANZ, ANZ Rewards Platinum card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

21.99%

 -

Rates are subject to change. The interest rate that applies to cash advances is currently equivalent to the interest rate that applies to standard balance transfers.

Purchase

20.99%

 -

Rates are subject to change

Fees

Billing FrequencyDetails
Account ServicePeriodic
P1Y
Annual service fee for the credit card account
Annual Rewards ProgramPeriodic
P1Y
Annual service fee for membership of the Rewards program
Additional Card HolderPeriodic
P1Y
Annual service fee for each additional cardholder
Additional Cardholder Rewards ProgramPeriodic
P1Y
Annual service fee for each additional cardholder's membership of the Rewards program
Cash AdvanceWithdrawal
Any transaction on your account which is a Cash Advance attracts a fee. The fee applies even if your account has a positive balance. A Cash Advance is not just a cash withdrawal. Transactions which are Cash Advances are described in ANZ’s Credit Cards Conditions of Use. We charge a 3% fee, subject to: • a maximum fee of $20; and • a minimum fee of $3. See your letter of offer for details as to how we calculate the fee. P1Y
Overseas Transaction FeePurchase
null
Late PaymentEvent
null
Over LimitEvent
null
Priority FeeEvent
We charge a Priority Fee if you ask us to issue and deliver a card and/or PIN mailer as a priority.
Balance Transfer FeeEvent
We may charge a Balance Transfer Fee on any promotional Balance Transfer offers you accept in the future. Details of the fee will be set out in the terms of the offer.
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Features

Additional Cards 9 additional cards

Up to 9 additional cardholders for an annual fee of $65 per additional cardholder.

Cashback Offers
  • $50

    Switch on auto-redemption to transfer your ANZ Reward Points to Velocity Points within 3 months from approval and keep it on to earn 1) 60,000 bonus Velocity Points and $50 back to your new ANZ Rewards Platinum card when you spend $3,500 on eligible purchases within the first 3 months from approval; and 2) an additional 20,000 bonus Velocity Points when you keep the card for over 15 months from activation. T&Cs, eligibility criteria, fees & charges apply (annual fee, currently $149). Auto-redemption must be kept on until points for relevant criteria have been made available for redemption. Read more

  • $50

    Earn an extra 85,000 ANZ Rewards Points and $50 back to your new card when you spend $3,500 on eligible purchases within the first 3 months from approval. Plus earn, and additional 40,000 points when you keep the card for over 15 months from activation. T&Cs, eligibility criteria, fees & charges apply (annual fee: $149). Read more

Balance Transfer Yes
Interest Free Period 44 days
Loyalty Programs
  • ANZ Rewards Points

    1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period. 0.5 Reward Point per $1 spent on eligible purchases above $2,000 per statement period. Read more