ANZ Rewards Platinum

By ANZ

Be rewarded for your everyday purchases and access a flexible Rewards program with complimentary insurances (conditions and exclusions apply) and Personal Concierge

Last product change: 24 Sep 2025

Last checked: 01 Oct 2025

 
The ANZ, ANZ Rewards Platinum card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

21.99%

 -

Rates are subject to change. The interest rate that applies to cash advances is currently equivalent to the interest rate that applies to standard balance transfers.

Purchase

20.99%

 -

Rates are subject to change

Fees

Billing FrequencyDetails
Account ServicePeriodic
$94.00
P1Y
Annual service fee for the credit card account
Annual Rewards ProgramPeriodic
$55.00
P1Y
Annual service fee for membership of the Rewards program
Additional Card HolderPeriodic
$10.00
P1Y
Annual service fee for each additional cardholder
Additional Cardholder Rewards ProgramPeriodic
$55.00
P1Y
Annual service fee for each additional cardholder's membership of the Rewards program
Cash AdvanceWithdrawal
Any transaction on your account which is a Cash Advance attracts a fee. The fee applies even if your account has a positive balance. A Cash Advance is not just a cash withdrawal. Transactions which are Cash Advances are described in ANZ’s Credit Cards Conditions of Use. We charge a 3% fee, subject to: • a maximum fee of $20; and • a minimum fee of $3. See your letter of offer for details as to how we calculate the fee. P1Y
Overseas Transaction FeePurchase
P1Y
Late PaymentEvent
$20.00
P1Y
Over LimitEvent
$20.00
P1Y
Instalment Plan FeeVariable
$0.00
Instalment Plan fees are determined when a customer accepts an instalment plan.
Balance Transfer FeeVariable
A Balance Transfer Fee may be charged when a customer does a balance transfer.
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Features

Additional Cards 9 additional cards

Up to 9 additional cardholders for an annual fee of $65 per additional cardholder.

Cashback Offers
  • $50

    Switch on auto-redemption to transfer your ANZ Reward Points to Velocity Points within 3 months from approval and keep it on to earn 1) 60,000 bonus Velocity Points and $50 back to your new ANZ Rewards Platinum card when you spend $3,500 on eligible purchases within the first 3 months from approval; and 2) an additional 20,000 bonus Velocity Points when you keep the card for over 15 months from activation. T&Cs, eligibility criteria, fees & charges apply (annual fee, currently $149). Auto-redemption must be kept on until points for relevant criteria have been made available for redemption. Read more

  • $50

    Earn an extra 85,000 ANZ Rewards Points and $50 back to your new card when you spend $3,500 on eligible purchases within the first 3 months from approval. Plus earn, and additional 40,000 points when you keep the card for over 15 months from activation. T&Cs, eligibility criteria, fees & charges apply (annual fee: $149). Read more

Balance Transfer Yes
Interest Free Period 44 days
Loyalty Programs
  • ANZ Rewards Points

    1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period. 0.5 Reward Point per $1 spent on eligible purchases above $2,000 per statement period. Read more