ANZ Frequent Flyer Black

By ANZ

Our most rewarding Qantas experience

Last product change: 01 May 2025

Last checked: 14 Aug 2025

 
The ANZ, ANZ Frequent Flyer Black card

Lending Rates

Type Rate (p.a.) Comparison Rate (p.a.) Duration

Cash Advance

21.99%

 -

Rates are subject to change. The interest rate that applies to cash advances is currently equivalent to the interest rate that applies to standard balance transfers.

Purchase

20.99%

 -

Rates are subject to change

Fees

Billing FrequencyDetails
Account ServicePeriodic
$370.00
P1Y
Annual service fee for the credit card account
Rewards ProgramPeriodic
$55.00
P1Y
Annual service fee for membership of the Rewards program
Additional Cardholder Account ServicePeriodic
$10.00
P1Y
Annual service fee for each additional cardholder
Additional Cardholder Rewards ProgramPeriodic
$55.00
P1Y
Annual service fee for each additional cardholder's membership of the Rewards program
Cash AdvanceWithdrawal
Any transaction on your account which is a Cash Advance attracts a fee. The fee applies even if your account has a positive balance. A Cash Advance is not just a cash withdrawal. Transactions which are Cash Advances are described in ANZ’s Credit Cards Conditions of Use. We charge a 3% fee, subject to: • a maximum fee of $20; and • a minimum fee of $3. See your letter of offer for details as to how we calculate the fee. P1Y
Overseas Transaction FeePurchase
P1Y
Late PaymentEvent
$20.00
P1Y
Over LimitEvent
$20.00
P1Y
Instalment Plan FeeVariable
$0.00
Instalment Plan fees are determined when a customer accepts an instalment plan.
Balance Transfer FeeVariable
$0.03
A Balance Transfer Fee may be charged when a customer does a balance transfer.
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Features

Additional Cards 9 additional cards

Up to 9 for an annual fee of $65 per additional cardholder.

Cashback Offers
  • $200

    90,000 bonus Qantas Points and $200 back to your new card when you spend $5,000 on eligible purchases in the first 3 months from approval plus an additional 40,000 bonus Qantas Points when you keep your card for over 12 months New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply. The amount of the cashback offer (in AUD). Subject to terms, conditions and eligibility criteria, the product has a cashback offer for opening an account or by spending at a certain retailer. Read more

  • $0

    ANZ has teamed up with Australia’s leading cashback program Cashrewards. Join Cashrewards for free to access cashback offers from more than 2,000 popular retailers and get more for your money! Read more

Balance Transfer Yes
Interest Free Period 44 days
Loyalty Programs
  • Qantas Points

    1 Qantas Points per $1 spent on eligible purchases up to and including $7,500 per statement period. 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period. Read more